Checking Accounts
We appreciate your loyalty to Ozark Heritage Bank. Our goal is to provide you with quality products and the customer service that you deserve. We at Ozark Heritage Bank realize that everyone has different needs, and this why we offer a wide variety of checking and savings accounts which are filled with features and benefits to make your busy life a little easier.
Senior Citizen Checking
- $100 Min to open account
- No minimum balance required
- Unlimited check writing
- Free debit card
- Free Online Banking
- 200 free checks per year
- 1 yr free rental on small safe deposit box
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Free Checking
- $100 to open account
- No minimum balance required
- Unlimited Check writing
- FREE Online Banking
- FREE Bill Pay
- FREE Debit Card
- FREE Incoming wires
- FREE Notary Service
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Regular Checking
- $100 Min to open
- $400 minimum balance to avoid Service Fee:
During anytime through statement cycle if balance is:
- $0-$99-- $4.00 service fee
- $100-$199--$3.00 service fee
- $200-$299--$2.00 service fee
- $300-$399--$1.00 service fee
- Free Debit Card
- Free online banking
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Student Checking
- $100 min to open
- No min bal
- Unlimited check writing
- Free debit card
- Free Online Banking
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Club Checking
- $100 min to open
- No minimum balance
- 200 Free checks per year
- Free cashier checks
- Free debit card
- Free Online Banking
- Free 1 year rental on a small safe deposit box
Cost: $10.00 monthly membership fee
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NOW Checking
- $1,000 min to open
- Unlimited check writing
- Minimum to avoid service fee $1,000
- $10 fee if balance falls below minimum during statement cycle
- Free debit card
- Free online banking
- Earn interest on all of your money regardless of balanc
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Money Market Checking
- $2500 min to open
- Limited to 6 withdrawals per month
- Minimum balance to avoid service fee $2500
- $10 fee if balance falls below minimum during statement cycle
- Free debit card
- Free online banking
- $3.00 fee per transaction in excess of 6 per month
- Earn interest on all of your money regardless of balance
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Business Checking
- $100 to open account
- $400 minimum balance to avoid Service Fee:
During anytime through statement cycle if balance is:
- $0-$99-- $4.00 service fee
- $100-$199--$3.00 service fee
- $200-$299--$2.00 service fee
- $300-$399--$1.00 service fee
- Free Debit Card
- Free online banking
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