Savings Accounts

We appreciate your loyalty to Ozark Heritage Bank.  Our goal is to provide you with quality products and the customer service that you deserve.  We at Ozark Heritage Bank realize that everyone has different needs, and this why we offer a wide variety of checking and savings accounts which are filled with features and benefits to make your busy life a little easier.

Savings Account

  • $50 min to open
  • Service fee of $3.00 will be imposed if the balance falls below $50.00 any day of quarterly statement cycle.
  • Six free withdrawals per calendar month.
  • $3.00 fee per transaction in excess of 6 per month
  • Interest earned daily, credited quarterly

Christmas Club Account

  • $10 minimum to open
  • No monthly service fee
  • Early closure fee: $10 if closed within 6 months of opening
  • If withdrawals are made prior to Nov 1, $10 fee per withdrawal
  • Deposit as much or as little as you like
  • Checks will be mailed out the first week of November
  • If balance is $490 or greater on November 1,  OHB will make the last deposit of $10 as a bonus.